Insights
Canadian Consumer Payments Recover in 2021
– Pandemic gives rise to permanent shifts in consumer payment behaviour –
(September 22, 2021) – The number of consumer payments in Canada is ex...
COVID-19 Impact on Payments in Canada
The COVID-19 pandemic has had a momentous impact on consumer payments behaviour in Canada. Shopping patterns have changed dramatically. Almost two ...
Understanding Mobile Payments Diffusion – An Agent-Based Model
Companies succeed or fail based on their ability to innovate. Over the last century we have seen how rapid changes in technology can alter the econ...
Tokenization: A High Stakes Game for Stakeholders
News Release
Tokenisation: A High Stakes Game for Stakeholders
– Payment Networks Using Tokenisation to Extend their Reach and Control –
(Oakville,...
Credit Cards’ Silent War of Attrition on Debit
The number of credit card transactions in Canada exceeded the number of debit purchase transactions by 5 million transactions in 2018. Debit card purchase transactions have dominated, by volume, since 1998 – until now. The difference in transaction volumes was only 0.1% in 2018, a miniscule difference, so why is this significant?
Credit Card Transactions Oust Debit in Canada
– Credit Card Transactions Exceed Debit Transactions in 2018 –
(Oakville, Ontario – October 1, 2019) — The number of credit card transactions in Ca...
Elements of a Bitcoin Transaction - Infographic and Explanation
The infographic below shows the key elements of a bitcoin transaction, from origination to appending a new block to the blockchain.
For more inf...
Mobile Payments Make Inroads in Canada
– Remote payments dominate mobile payments landscape –
(Oakville, Ontario – October 3, 2018) —
Almost six out of ten Canadian smart phone owners ha...
Mobile Payments Struggle to Gain Traction in Canada
– Mobile payments at Starbucks dominates mobile payments in Canada –
(Oakville, Ontario – November 14, 2017) — One in six adult Canadian smart phon...
Consumer Debit Card Transactions Exceed Cash
– Cash's share of personal expenditure transactions dips below 30% –
The number of consumer debit card payment transactions in Canada exceeded the ...