Canadian Payments Forecast, 2025 - Corporate Subscription

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The Canadian payments landscape has experienced unprecedented turbulence over the past four years, primarily due to the pandemic, the wars in Ukraine and the Middle East, supply chain challenges, high inflation, and rising interest rates. While inflation is now under control and interest rates are on a downward trajectory, the deteriorating relationship with the US and the threat of a protracted trade war have added to the tumult and could have a substantial negative impact on the Canadian economy. These developments on the political and economic fronts will continue to impact consumer spending patterns, one of the key drivers of the payments industry in Canada.  

Canadian Payments Forecast, 2025 provides detailed insights into how these developments affecting the Canadian economy are likely to play out in terms of consumer spending and payment choices. The report also examines how new technologies, business models, and fintechs will play a crucial role in shaping this future. 

Drawing on survey research from more than 2,000 Canadian consumers, Canadian Payments Forecast, 2025 is a critical strategic resource for payment professionals, providing essential in-depth insights and forecasts across all consumer payment modalities to facilitate effective strategic planning and product development in the wake of the pandemic and the likely impact of geopolitical conflict. 

Canadian Payments Forecast, 2025 provides an in-depth analysis of each of the major consumer payment segments in the Canadian market. Detailed five-year forecasts are presented on consumer payments and related acceptance infrastructure. Payment types included in the report:

Included in this year's comprehensive update of the report:

• In-depth analysis on prospects for the Canadian economy, personal consumption expenditure, and the retail sector as Canada moves towards a softer economy
  
• Analysis and forecast for each major consumer payment segment in the wake of developments in the Canadian economy 
• An in-depth assessment of the penetration and acceptance of emerging payment technologies and how these will shape the future of payments
• Key Indicator tables for all major payment modes

Recognized by industry leaders as the most comprehensive, authoritative, and independent review of the market available in Canada, Canadian Payments Forecast is now in its 16th year of publication. A strategic resource for payment professionals, the report provides essential in-depth planning information for executives and managers responsible for achieving growth in Canada's payment industry.

About the report:
Publication date: August 2025
Number of pages: ~140 - wide format
Charts and tables: ~110

Methodology:
Desk research
Executive interviews
Excerpts from our primary market research among 2,000 consumers
Analysis and insight, based on 30+ years of advising clients in the international payments market

Contents of the Report:

• Executive Summary
• Introduction and Methodology
• The Canadian Economy
• Prospects for Consumer Payments in Canada
• Cash
• Cheques
• Debit cards
• Credit cards
• Contactless payments
• Mobile payments
• Online payments
• Wearable payments
• Bill payments and transfers
  
• Prepaid cards
  
• Gift cards
• P2P payments
• International Remittances
• Virtual Currencies
• Consumer Payments in Perspective
  

Download a detailed CPF 2025 table of contents, study methodology, and report sample.